{"id":3421,"date":"2025-05-16T02:11:13","date_gmt":"2025-05-16T02:11:13","guid":{"rendered":"https:\/\/www.foreign-worker.my\/?page_id=3421"},"modified":"2025-05-16T02:19:44","modified_gmt":"2025-05-16T02:19:44","slug":"services-mm2h-2","status":"publish","type":"page","link":"https:\/\/www.foreign-worker.my\/?page_id=3421","title":{"rendered":"Services &#8211; Medical Insurance"},"content":{"rendered":"<div id='layer_slider_1'  class='avia-layerslider main_color avia-shadow  avia-builder-el-0  el_before_av_section  avia-builder-el-first  container_wrap sidebar_right'  style='height: 151px;'  ><\/div>\n<div id='av_section_1'  class='avia-section av-26m668m-4ccb00bc65ef4603cb4c70c8055e9a39 main_color avia-section-default avia-no-shadow  avia-builder-el-1  el_after_av_layerslider  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3421'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-250g752-6e49868b8641b1f8a0f3330b4c430eb3\">\n.flex_column.av-250g752-6e49868b8641b1f8a0f3330b4c430eb3{\nborder-radius:0 0 0 0;\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-250g752-6e49868b8641b1f8a0f3330b4c430eb3 av_one_full  avia-builder-el-2  avia-builder-el-no-sibling  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-malwms0x-45a53b432a5631000fb722a28b68e31b\">\n#top .av_textblock_section.av-malwms0x-45a53b432a5631000fb722a28b68e31b .avia_textblock{\nfont-size:36px;\n}\n<\/style>\n<section  class='av_textblock_section av-malwms0x-45a53b432a5631000fb722a28b68e31b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h1 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"27.200001\" data-lineheight=\"27.200001px\">Medical Insurance<\/h1>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1x2xzpi-973f9b6afb0938da68b6925cc689cef7\">\n#top .av_textblock_section.av-1x2xzpi-973f9b6afb0938da68b6925cc689cef7 .avia_textblock{\ncolor:#5b5b5b;\n}\n<\/style>\n<section  class='av_textblock_section av-1x2xzpi-973f9b6afb0938da68b6925cc689cef7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><h2 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"text-align: center;\"><\/h2>\n<div class=\"fusion-text fusion-text-1\">\n<p class=\"\" data-start=\"277\" data-end=\"352\"><strong data-start=\"277\" data-end=\"352\">Understanding Malaysia\u2019s Public Healthcare and Medical Insurance System<\/strong><\/p>\n<p class=\"\" data-start=\"354\" data-end=\"781\">Malaysia offers a robust public healthcare system heavily subsidized by the government, making medical treatment affordable for its citizens. Through government support, patients typically pay only a few Ringgit for medical visits, consultations, and examinations at public clinics and hospitals. The Ministry of Health regulates healthcare policies and standards, with general tax revenue used to fund public health insurance.<\/p>\n<p class=\"\" data-start=\"783\" data-end=\"1035\">Currently, the Malaysian government allocates approximately 4.4% of its GDP to healthcare. Although public healthcare is highly subsidized, individuals still contribute about 44.5% of total healthcare spending through minimal co-payments at each visit.<\/p>\n<p class=\"\" data-start=\"1037\" data-end=\"1079\"><strong data-start=\"1037\" data-end=\"1079\">Medical Insurance Coverage in Malaysia<\/strong><\/p>\n<p class=\"\" data-start=\"1081\" data-end=\"1302\">Medical insurance in Malaysia is comprehensive, covering a wide range of health issues including diseases, medical conditions, accidents, and injuries. All employees are entitled to basic medical coverage, which includes:<\/p>\n<ul data-start=\"1304\" data-end=\"1546\">\n<li class=\"\" data-start=\"1304\" data-end=\"1391\">\n<p class=\"\" data-start=\"1306\" data-end=\"1391\">Up to RM10,000 per worker for treatment and hospitalization in government hospitals<\/p>\n<\/li>\n<li class=\"\" data-start=\"1392\" data-end=\"1471\">\n<p class=\"\" data-start=\"1394\" data-end=\"1471\">Room and board coverage in a Third (3rd) Class ward, capped at RM60 per day<\/p>\n<\/li>\n<li class=\"\" data-start=\"1472\" data-end=\"1546\">\n<p class=\"\" data-start=\"1474\" data-end=\"1546\">Annual premium of RM120 (excluding 6% service tax and RM10 stamp duty)<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"1548\" data-end=\"1712\">While most employees bear the cost of the premium themselves, employers in the plantation sector and for domestic workers are responsible for covering this expense.<\/p>\n<p class=\"\" data-start=\"1714\" data-end=\"1759\"><strong data-start=\"1714\" data-end=\"1759\">Public Healthcare vs Private Alternatives<\/strong><\/p>\n<p class=\"\" data-start=\"1761\" data-end=\"2053\">Although government hospitals and clinics in Malaysia offer low-cost treatment, they often come with long waiting times for consultations, surgeries, and specialist care. As a result, many Malaysians consider private medical insurance a vital safety net for faster access to medical services.<\/p>\n<\/div>\n<div class=\"fusion-text fusion-text-2\"><\/div>\n<div class=\"fusion-text fusion-text-3\"><\/div>\n<div class=\"fusion-text fusion-text-4\">\n<p>More info about Medical Insurance, click here\u00a0<a href=\"https:\/\/www.fmm.org.my\/Industry-@-Foreign_Worker_Medical_Insurance.aspx\">https:\/\/www.fmm.org.my\/Industry-@-Foreign_Worker_Medical_Insurance.aspx<\/a><\/p>\n<\/div>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-maq64fku-b54754332ba3d73f07d1cf64d1a32a38\">\n#top .hr.hr-invisible.av-maq64fku-b54754332ba3d73f07d1cf64d1a32a38{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-maq64fku-b54754332ba3d73f07d1cf64d1a32a38 hr-invisible  avia-builder-el-5  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mam5qdn9-dc16c7e3852ccb5416aa89cdbe61306c\">\n#top .av_textblock_section.av-mam5qdn9-dc16c7e3852ccb5416aa89cdbe61306c .avia_textblock{\nfont-size:36px;\n}\n<\/style>\n<section  class='av_textblock_section av-mam5qdn9-dc16c7e3852ccb5416aa89cdbe61306c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 class=\"fusion-responsive-typography-calculated\" style=\"text-align: center;\" data-fontsize=\"60.799999\" data-lineheight=\"72.959999px\"><strong>List of Government Hospital in Johor:<\/strong><\/h2>\n<\/div><\/section><br \/>\n<div  class='hr av-dte0t0-325ed7b9df6441318b417715fb78fe77 hr-default  avia-builder-el-7  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-maq63b82-4116ffb9d0855f8dd3ec9fb76a5110a8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\">\n<div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\">\n<div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-one\">\n<h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"60.799999\" data-lineheight=\"72.959999px\"><\/h2>\n<\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th align=\"left\">No<\/th>\n<th align=\"left\">Hospital<\/th>\n<th align=\"left\">Alamat<\/th>\n<th align=\"left\">Bandar<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td align=\"left\">1.<\/td>\n<td align=\"left\">Hospital Sultanah Aminah<\/td>\n<td align=\"left\">Johor Bahru<\/td>\n<td align=\"left\">Johor Bahru<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2.<\/td>\n<td align=\"left\">Hospital Sultan Ismail<\/td>\n<td align=\"left\">Jalan Persiaran Mutiara Emas Utama, Taman Mount Austin<\/td>\n<td align=\"left\">Johor Bahru<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">3.<\/td>\n<td align=\"left\">Hospital Permai<\/td>\n<td align=\"left\">Jalan Tampoi<\/td>\n<td align=\"left\">Johor Bahru<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">4.<\/td>\n<td align=\"left\">Hospital Sultanah Nora Ismail<\/td>\n<td align=\"left\">Jalan Korma,83000 Batu Pahat<\/td>\n<td align=\"left\">Batu Pahat<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">5.<\/td>\n<td align=\"left\">Hospital Enche\u2019 Besar Hajjah Kalsom, Kluang<\/td>\n<td align=\"left\">KM 5, Jln Kota Tinggi<\/td>\n<td align=\"left\">Kluang<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">6.<\/td>\n<td align=\"left\">Hospital Temenggong Seri Maharaja Tun Ibrahim<\/td>\n<td align=\"left\">Hospital Temenggong Seri Maharaja Tun Ibrahim, 81000 Kulai<\/td>\n<td align=\"left\">Kulai<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">7.<\/td>\n<td align=\"left\">Hospital Tangkak<\/td>\n<td align=\"left\">Jalan Hospital, Tangkak Muar<\/td>\n<td align=\"left\">Muar<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">8.<\/td>\n<td align=\"left\">Hospital Mersing<\/td>\n<td align=\"left\">Jalan Ismail<\/td>\n<td align=\"left\">Mersing<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">9.<\/td>\n<td align=\"left\">Hospital Pontian<\/td>\n<td align=\"left\">Jalan Alsagoff<\/td>\n<td align=\"left\">Pontian<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">10.<\/td>\n<td align=\"left\">Hospital Segamat<\/td>\n<td align=\"left\">KM 6 Jalan Genuang<\/td>\n<td align=\"left\">Segamat<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">11.<\/td>\n<td align=\"left\">Hospital Pakar Sultanah Fatimah<\/td>\n<td align=\"left\">Jalan Salleh<\/td>\n<td align=\"left\">Muar<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">12.<\/td>\n<td align=\"left\">Hospital Kota Tinggi<\/td>\n<td align=\"left\">Jalan Tun Habah<\/td>\n<td align=\"left\">Kota Tinggi<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"fusion-text fusion-text-5\"><\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column\">\n<div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\">\n<div class=\"fusion-text fusion-text-6\">\n<p>For a further list of hospital, click this <a href=\"https:\/\/www.moh.gov.my\/index.php\/database_stores\/store_view\/3\">https:\/\/www.moh.gov.my\/index.php\/database_stores\/store_view\/3<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3421'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":1122,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3421","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.foreign-worker.my\/index.php?rest_route=\/wp\/v2\/pages\/3421","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.foreign-worker.my\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.foreign-worker.my\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.foreign-worker.my\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.foreign-worker.my\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3421"}],"version-history":[{"count":6,"href":"https:\/\/www.foreign-worker.my\/index.php?rest_route=\/wp\/v2\/pages\/3421\/revisions"}],"predecessor-version":[{"id":3429,"href":"https:\/\/www.foreign-worker.my\/index.php?rest_route=\/wp\/v2\/pages\/3421\/revisions\/3429"}],"up":[{"embeddable":true,"href":"https:\/\/www.foreign-worker.my\/index.php?rest_route=\/wp\/v2\/pages\/1122"}],"wp:attachment":[{"href":"https:\/\/www.foreign-worker.my\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}